3. December 2023

• The article discusses the benefit of using Talmudic teachings to guide one’s investment decisions and how this can be applied to Bitcoin.
• It mentions the Gemara, a component of the Talmud that provides investment advice, and explains how a traditional Jewish portfolio is divided into three parts: land, cash on hand and risky assets.
• Lastly, it stresses the importance of keeping a portion of one’s funds in real estate as an important form of wealth preservation.

Talmudic Teachings And Investment Strategies

As a huge supporter of all things crypto, especially Bitcoin, my thoughts often drift to a time before this revolutionary technology appeared on the scene. I wonder how our forefathers would have looked at it, and how can we use their teachings applying the thought of old thinkers to our modern existence? While money management strategies found in books from thousands of years ago might seem crude or irrelevant today, I have always tried to look past the words on the page and into their meaning behind them to figure out what lessons they may teach us today.

The Gemara: A Component Of The Talmud

One day while chatting with a friend about this topic we considered why Bitcoin might even be backed by Talmudic teachings. I’m not a religious person by nature but it is hard to avoid conversations that stray off into that realm when sitting with some of your Jewish friends who are keen students of the Talmud and all things relating to Judaism. So one night as I sat with one such friend he brought up the Gemara; a component of the Talmud that incorporates investment advice which is often praised for its simplicity and effectiveness. The 63 books of The Gemara serve as commentaries on Mishnah which in turn serves as first major writings in Jewish oral traditions spanning hundreds of years. The section my friend was referring to reads: “R. Isaac also said: One should always divide his wealth into three parts: (investing) a third in land, third in merchandise, and (keeping) third ready to hand” –The Gemara Tractate Baba Mezi’a 42a

Divide Assets Into Three Equal Parts

The idea is that in order to invest your money properly you should divide your assets into three equal parts spread equally among land cash on hand and risky assets hence this is what traditional Jewish diversified portfolio looks like; A Third In Land – Land or if we generalize real estate is one most stable investments out there buying holding onto land or any other type residential commercial real estate has been practice for thousands years just valid today with expectations real estate market growing compound annual growth rate 10 7% from 2022 2031 hence keeping portion funds real estate seems great for wealth preservation growth over long-term horizon

Investment Advice From Ancient Texts

Therefore taking talent ancient texts apply them contemporary context could prove invaluable source wisdom many people seeking guidance when comes investing their money whether through stocks bonds cryptocurrencies etc need remember past ways were successful still very much applicable today adhering those practices can save lot headaches future when comes managing finances responsibly


In conclusion while some may brush off idea relying ancient texts help guide financial decisions reality matter approaches worked then still hold true now although context changed underlying principles remain same understanding these fundamentals key success when comes looking grow preserve wealth long-term no matter what asset choose invest